Frequently Asked Questions about Buying Term Life Insurance Online

Here are the most commonly asked questions about buying term life insurance online.

How do I buy term life insurance online?

You can buy term life insurance online by clicking "apply now" on our website. Just fill out our short application, and we will supply you with several free quotes on life insurance from major insurance carriers. You will see these quotes side-by-side so you can better compare them on price and coverage. All you have to do is review the quotes to decide which one is right for you.

Will it cost me anything to apply for life insurance quotes on your site?

No, our application and quotes are no-obligation and completely free. We will supply you with at least four quotes on life insurance for free just for filling out our application.

Is this site run by an insurance company?

No, we are not an insurance company. We are simply a free referral service that matches customers who want to buy term life insurance online with insurers who can meet their needs. We partner with many major insurers, but we do not have a stake in which insurer you choose.

Who will provide my policy if I buy term life insurance online?

We partner with several major insurance carriers from whom you will receive quotes upon submitting your application. You can then decide which insurer best meets your needs. Some of our insurance partners include:

• MetLife
• Northwestern Mutual
• Farmer's
• Prudential Life
• New York Life
• AIG Life
• Gerber Life

Can I still buy term life insurance online if I know I have existing medical conditions?

Yes, you should always at least apply to buy term life insurance online even if you have medical conditions. Very few people are completely uninsurable, so it is well worth it to apply even if you have cancer, diabetes, coronary artery disease, etc. You might pay higher rates, but you can likely still get the protection you need. Learn how your premiums work on the next page.